There has been a lot of interest in the compact crossover SUV segment in India. With the combined benefits of an SUV and a car, these vehicles are gaining popularity among urban and semi-urban car owners alike. Maruti Suzuki has always been known to understand the pulse of Indian car buyers and has launched a sub-four-metre crossover SUV that can comfortably seat five people called the Maruti Suzuki Vitara Brezza. If you are planning to buy this popular car, then make sure that you think about the type of 4-wheeler insurance policy you need for it. For maximum protection, you can opt for a comprehensive Maruti Vitara Brezza insurance plan that includes third-party liabilities and own-damage cover. Make sure that you look at different providers, compare plans, and use the online calculator to calculate car insurance premiums before signing the dotted line.
About Maruti Suzuki Vitara Brezza
An efficient and powerful compact SUV from the house of Maruti Suzuki, the Vitara Brezza is designed for easy navigation in city traffic and powerful performance during off-road trips too. A stylish design and good-quality build have added to its popularity since its launch in 2016. It has a smooth petrol engine and offers a comfortable ride regardless of the quality of the road. It is available in nine different colours, including Exuberant Blue, Pearl Arctic White, Exuberant Blue, Brave Khaki, Brave Khaki with Pearl Arctic White, Sizzling Red with Midnight Black Roof, Magma Grey, Splendid Silver, Sizzling Red, and Splendid Silver with Midnight Black Roof. The average ex-showroom price of the Vitara Brezza ranges between ₹7.82 lakh and ₹11.49 lakh.
Do You Need Maruti Suzuki Vitara Brezza Car Insurance?
The Maruti Suzuki Vitara Brezza is known for its strong build quality and range of safety features including an Anti-lock Braking System, Central Locking, Electronic Brake-force Distribution, Child-Seat Mount, and two airbags. However, when you are driving your car, accidents and collisions are always possible. These can result in damages to your car or third-party property. They can also result in the injury or death of a third-party person. In such events, repairs, treatments, and compensation costs can put a huge strain on your finances.
With the insurance of Vitara Brezza, you purchase financial coverage for such unexpected costs. Apart from accidents and collisions, you also get coverage for damages to your car due to accidental fires, theft, man-made disasters, and natural disasters.
Insurance Cost for Brezza
If you have decided to buy a Maruti Suzuki Vitara Brezza, you need to start looking for insurance plans and get providers to send a quote for car insurance for your Vitara Brezza. This quote will usually include the premium cost and other benefits. Here are the factors most insurers consider while calculating the cost of insuring the car.
- The make and model of the car
- The age of the car
- Your geographical location
- The choice of the type of policy (third-party or comprehensive)
- Voluntary deductible
- Add-on covers chosen
- Claim history or No Claim Bonus
How Can I Reduce My Maruti Vitara Brezza Car Insurance Price?
There are many ways to reduce the Maruti Vitara Brezza car insurance price:
- Ensure that you select the right IDV for your car. While a higher IDV can ensure a higher sum assured, it will also increase the premium amount.
- Choose a voluntary deductible that offers a reasonable discount on the premium without having a major impact on the claim settlement amount.
- Assess your driving needs and choose add-on covers accordingly. Remember, every add-on cover increases the price of your policy.
- Install safety tools and gadgets that can help reduce the premium
In India, it is mandatory to buy a third-party liability car insurance policy for your Vitara Brezza. However, these policies do not offer coverage for damages to your car. Therefore, if you are looking for optimum protection, then you must consider buying a comprehensive Maruti Suzuki Vitara Brezza car insurance plan. These policies offer third-party and own-damage protection and allow you to choose add-on covers to customise it as per your needs. Choose wisely. Good Luck!